https://www.lacomp.co.uk/home daily 1.0 2025-10-22 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/ef3fd61c-5d0f-488c-b250-eb90c2cbee66/unsplash-image-PhYq704ffdA.jpg Home We rarely advertise our services and we do not subscribe to aggressive marketing techniques. Most new clients are introduced by referral from established clients, other financial intermediaries, accountancy practices and legal firms. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/6620d7df-423f-4215-8718-b4f0c0fdbcd8/unsplash-image-Q1p7bh3SHj8.jpg Home A company’s major asset is its work force. Our Swiss Managing Director, Peter Buxtorf, educated in Switzerland (Commercial Business Studies and IMC) and with a background in private banking and fund management, is ably assisted by his co-directors Steve Willmot (History, Politics and Government/Canterbury and IMC), John Russell (PPE/Oxon, and Diploma, PFS) and Diane Lyons, Lacomp's director responsible for administration. Together the management team represent a wealth of relevant experience. https://www.lacomp.co.uk/news daily 0.75 2026-01-30 https://www.lacomp.co.uk/working-with-solicitors daily 0.75 2025-02-13 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1656586007881-L6JJREAULVBGH1R7L4VU/unsplash-image-B32qg6Ua34Y.jpg Solicitors Inheritance Tax Planning Particularly where it involves recommendations to draw up or revise Wills, make use of Trusts, consider changes to the way property is owned, make significant gifts, etc. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1656586218629-R1LIA1H823GAW0X2ZR8H/unsplash-image-OQMZwNd3ThU.jpg Solicitors Estate Valuations Compiling valuations of a deceased’s investments, reporting on these to the Executors, assisting with the sale or re-registration to beneficiaries of shares, collective funds and other investments. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657184075115-XHKN79XVYSIDX5L5EI5N/unsplash-image-PhYq704ffdA.jpg Solicitors Trusts Settlors and Trustees may require advice on appropriate investment strategies for funds held in the trust. Requirements under the Trustee Act 2000 are met through the provision of thorough investment reviews, assessment of suitability with regard to Trust objectives, recommendations for any adjustments that may be required, and the provision of regular future reviews with and to the Trustees. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1656586460542-JGLSPKFCGQT30RSJFIZM/unsplash-image-glpYh1cWf0o.jpg Solicitors Long Term Care The drafting of strategies for managing and financing a client’s long term care often requires legal advice, from making or registering a Power of Attorney through to the sale of property and it can be vital to ensure that clients and their families understand the terms and implications of the intended arrangements. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657028044369-QHHP2IL4S0ZQ4JKN9A3A/unsplash-image-B3PxVCnbsSI.jpg Solicitors Settlements & Personal Injury Trusts Where clients have been successful in personal injury claims we are able to offer investment advice based on their needs, objectives and risk profile. https://www.lacomp.co.uk/working-with-accountants daily 0.75 2025-02-13 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657028664794-JVI3P549PQSBQO4JAPBY/unsplash-image-JhevWHCbVyw.jpg Accountants Personal Tax & Financial Planning Strategies for current and future tax-efficient investment income and capital growth within an agreed appropriate risk profile. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657028231927-HN6VCU7F39Q5BO5E4WH8/unsplash-image-Mp0bPx43De8.jpg Accountants Retirement Planning & Pension Investment Management Putting in place personal and corporate pension plans, reviewing and revising existing arrangements, running SIPP portfolios. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1659421002938-SL1GZV9KKGG7C44TX1WQ/unsplash-image-hIgeoQjS_iE.jpg Accountants Long Term Care We are frequently asked by accountants to assist their clients in generating sufficient income and capital to finance long term care costs. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657028464708-ZZIUCD7VBSAHN805DXG7/unsplash-image-CKrF5AtmtUE.jpg Accountants Estate & Trust Planning UK Government IHT receipts in the year to April 2024 rose by 6%, to £7.5bn, largely as a result of steadily increasing valuations of investments and property, and are forecast by the OBR to increase to £8.3bn in the 2024-25 tax year. We work closely with a client’s accountant and solicitor to consider and implement options for mitigating potential IHT liabilities, including using tax-efficient investments benefitting from Business Property Relief. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657028621164-BYYPNKWA8J8CAFHL4700/unsplash-image-HPM0CDfNtx0.jpg Accountants Capital Gains Tax We work with accountants whose clients have incurred CGT liabilities on the disposal of other assets to devise proposals for the reduction or deferral of the tax charge. We report to clients and their accountants with annual transaction summaries to assist in the completion of tax returns. https://www.lacomp.co.uk/confidentiality daily 0.75 2025-02-13 https://www.lacomp.co.uk/clients daily 0.75 2022-07-07 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657184226823-2WS9DXN01J19RX70LBTD/unsplash-image-46bom4lObsA.jpg Clients - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lacomp.co.uk/what-we-do daily 0.75 2025-02-13 https://www.lacomp.co.uk/advice daily 0.75 2025-02-13 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1dc626d8-521a-4683-8ee6-503a03a0a3ed/unsplash-image-G_MCcG2YqPQ.jpg Advice It is primarily limited to the planning and management of your savings and investments. It falls into the category of ‘Restricted’ under the Financial Conduct Authority rules. In our case this means that we do not advise on every possible type of financial product and have chosen not to operate in certain recognised high risk product areas. We concentrate on investments - as well as life and pension business where a client wishes us to do so. We invest globally, preferring the medium of collectives - including OEICs, unit trusts, closed & open-ended investment companies, investment trusts, ETFs, offshore and mutual funds. Not only does this approach result in a dilution of risk (collective investments typically invest in at least 60 to 70 individual stocks), it also allows us to delegate the stock picking to managers with proven track records in a particular market segment. Our proprietary in-house fund rating model has regard for a fund’s performance, cost, consistency, volatility, management style and tenure, as well as third party research. We also monitor a very wide range of life and pension funds. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657180266633-YCHHZG6H21DKKGL3WS75/unsplash-image-7ojyp-IXW7w.jpg Advice Investment portfolios are held on Wrap Platforms; ISA portfolios as well as some investment bonds and pension investments are ordinarily administered on Wrap Platforms in order to reduce client costs, optimising the available investment range and providing greater flexibility. We regularly review the available Wrap Platform range and at any one time will recommend from the filtered range of providers that meet our criteria (e.g. currently including Abrdn Elevate, Abrdn Wrap, Fidelity, Quilter, Transact and Novia Global) according to which is most appropriate to a client’s situation and objectives. Lacomp is directly regulated by the FCA and is not a member of any network or national selling organisation. We have no ties to any fund managers, investment houses, banks, product providers or any other financial institutions. Therefore, we can be completely unbiased in the advice and service we give to clients. https://www.lacomp.co.uk/reporting daily 0.75 2025-02-13 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/733b3b2d-793e-4a5b-a5db-3981fdadd97c/unsplash-image--UdYbiywGeg.jpg Reporting - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.lacomp.co.uk/portfolio-management daily 0.75 2025-02-13 https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1655679770773-0ZAEJQ5M6F6ZOIC3NUC7/unsplash-image-EMPZ7yRZoGw.jpg Portfolio Management investments We invest globally, preferring the medium of collectives (unit trusts, closed or open-ended investment companies, investment trusts, ETFs, offshore, mutual and hedge funds). Not only does this approach result in a dilution of risk (collective investments typically invest in at least 60 to 70 individual stocks) it also allows us to delegate the stock picking to managers with proven track records in a particular market segment. We spend considerable time and resources evaluating fund managers before placing funds with them, and we carefully monitor their performance after investments have been made. All client portfolios are individually designed to meet their investment objectives within the client’s agreed risk profile. https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/c768783f-5535-474b-95f1-212f40c07273/unsplash-image-HJckKnwCXxQ.jpg Portfolio Management financial strategies We can advise on and devise strategies on many financial planning topics, including: Inheritance Tax Mitigation Pension Arrangements and Retirement Income Provision of Increasing Income Long Term Care School Fees Planning Tax Efficient Investments Tax Shelters https://images.squarespace-cdn.com/content/v1/6273d17600fd2b4d9b731d0b/1657027875627-RNLKTMW6RG67VQURR7H9/unsplash-image-GnWfl_nnZro.jpg Portfolio Management Trusts & Offshore Structures We have a link with a Channel Islands based Trust Company and are familiar with the setting up and subsequent administration of trusts as well as the incorporation and management of companies - be they investment or trading companies - in many different jurisdictions. We can manage the assets of trusts and offshore structures. https://www.lacomp.co.uk/contact-us daily 0.75 2025-02-13 https://www.lacomp.co.uk/terms-and-conditions daily 0.75 2025-10-22 https://www.lacomp.co.uk/privacy-policy daily 0.75 2025-10-22